How is income zakat calculated?

Income zakat can be calculated using two methods: (1) Simple Method - 2.5% of total annual income, or (2) Deduction Method - 2.5% of income after deducting basic expenses such as self-allowance, dependents, and mandatory contributions.

What is nisab and what is its current value?

Nisab is the minimum amount of wealth that makes zakat obligatory. The nisab value for income zakat is based on the price of 85 grams of gold, and each state zakat authority announces its own figure. This calculator defaults to RM33,996, the 2026 nisab set by PPZ-MAIWP (Wilayah Persekutuan); change it to your state's figure if it differs.

What's the difference between the two calculation methods?

The Simple Method calculates zakat on gross income (2.5% x income). The Deduction Method allows basic expenses such as self-allowance (RM9,000), spouse and child dependents, EPF/SOCSO contributions and debts to be deducted before zakat is calculated. The second method usually results in lower zakat.

Who must pay income zakat?

Income zakat is obligatory for every Muslim who is sane, has reached puberty, is free, and has halal income that reaches or exceeds the nisab threshold.

Can zakat be paid monthly?

Yes, zakat can be paid monthly. Many zakat centres offer salary deduction or standing instructions for monthly zakat payments, so you don't have to pay a lump sum at the end of the year. The monthly amount is 1/12 of your estimated annual zakat.

Where should zakat be paid?

Zakat should be paid to a recognised amil or zakat collection centre in your state, such as Lembaga Zakat Selangor, Pusat Pungutan Zakat MAIWP or Lembaga Zakat Negeri Kedah. Payments to unauthorised collectors are not guaranteed to be distributed correctly.

What deductions are allowed in zakat calculation?

Commonly allowed deductions include: self-allowance (RM9,000), spouse maintenance (RM3,000 per person), children under 18 (RM1,000 per child), children 18+ still studying (RM2,000 per child), EPF contributions, SOCSO contributions, Tabung Haji savings and debts. Limits and conditions may differ by state.

Calculate your income zakat in minutes.

Free and accurate zakat calculator with two calculation methods. Check the latest nisab value and calculate your obligatory zakat.

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Zakat rate
2.5%
Nisab (85 g gold)
RM 33,996
Methods
2

Calculate your income zakat

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Calculation method

Annual income

Before any deductions

Nisab (minimum threshold)

Based on 85 grams of gold.

Income exceeds nisab threshold. Zakat is obligatory.

The default nisab (RM33,996) is the 2026 figure from PPZ-MAIWP (Wilayah Persekutuan). Each state sets its own nisab from the price of 85 grams of gold, so check your state zakat authority.

100% privacy
Two methods
Latest nisab
2.5% rate

Two ways to calculate zakat

Choose based on your preference and state zakat authority guidance.

Simple method

Quick and straightforward calculation. Zakat is calculated as 2.5% of your total annual income without any deductions.

Zakat = Annual income × 2.5%

Deduction method

More detailed calculation. Income is reduced by basic expenses such as self-allowance, dependents, and mandatory contributions before calculating zakat.

Zakat = (Income − Deductions) × 2.5%

Which method is better?

Both methods are valid according to Islamic law. The Simple Method is easier and more cautious (ihtiyat), while the Deduction Method considers basic living needs. Choose based on your preference and guidance from your state zakat authority.

Why use this calculator?

Built on the rate and threshold zakat authorities use.

2.5% Shariah rate
Uses the Shariah-mandated zakat rate of 2.5% (1/40) of zakatable income with the latest nisab value.
Two methods
Choice of simple or deduction method based on your preference and zakat authority guidance.
Privacy guaranteed
All calculations are done entirely in your browser. No data is stored or sent to any server.

Questions

About income zakat

Income zakat is zakat imposed on income earned from employment, business, or agriculture. It is obligatory when income reaches or exceeds the nisab (minimum threshold) and has completed the haul period (one year).

Zakat and your income tax.

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Estimated zakatRM 1,500

Annual income: RM 60,000
Nisab threshold: RM 33,996
Zakat rate: 2.5%

Official sources

LHDN

Tax reliefs

Tax relief including the zakat rebate

Zakat

Current nisab

PPZ-MAIWP nisab 2026: RM33,996

Information on this page is based on official LHDN guidelines and Malaysian zakat authority sources. Check with your state zakat authority before paying.